Mobile payment via NFC very close to reaching Windows 10 Mobile with Wallet 2.0

It is one of the current trends. Mobile payment when making our purchases and although it is true that it is not very widespread (at least in some locations) companies are putting their efforts into that this trend becomes commonplace among users.

A mobile paco that uses the NFC connectivity that a good number of terminals have and that is now about to arrive to Windows 10 Mobile through an application, Wallet 2.0 that would arrive with the Windows 10 Anniversary Update.

For now Wallet 2.0 is in an advanced phase of its development, so it can still undergo changes and additions, although the bulk, the base of it seems more than settled. So we can comment on some of the functions that are being added by Microsoft to get an idea about how it works thanks to a Windows Central editor who has already been able to test it.

This is how Wallet 2.0 and mobile payment work

This new function makes use of Host Card Emulation (HCE) technology, with which and being a non-proprietary technology, we will be able to make payments with the mobile without the need for any addition in the form of _software_ or _hardware_. In this way, the expansion of this type of payment-collection would be facilitated by not requiring the intervention of third parties.

Wallet 2.0 offers, as expected, the option to add different credit or debit cards as soon as we start using it. With the card that we insert we can make payments via NFC, for which security will be an aspect to highlight.

In this sense compatibility with authentication systems seems key, in the case of the Microsoft system with Windows Hello, of so this verification will be necessary to make the payment. It is something similar to what we can find on other platforms such as iOS or Android with fingerprint reading.

For now the application is in the development and testing phase in a very limited circle and as we can see in the images, has proceeded to register and paywith Wallet 2.0 and the result has been satisfactory.

Both the process of adding the card and the payment, secured with Windows Hello, have been optimal. A process that has concluded with a confirmation on the screen automatically about the completion of the payment so that has been deducted from the account instantly with nothing rather than bring the mobile closer.

Mobile payment via NFC is a sweet feature

Given the state of development and the apparently satisfactory operation of Wallet 2.0, everything seems to indicate that this application and the payment via NFC may become a reality with the Anniversary UpdateIn fact, it is already working in the internal Builds of the Anniversary Update.

We will be very attentive to the news that is coming, although it is true that a lot we are afraid that in these parts it will take time to expand from its initial kick-off. And once we have it available _do you think this type of functionality will succeed in our smartphone?_

Via | Windows Central In Xataka | Mobile payment, who, how, how much and why?