Paypal will offer credit cards and other typical banking services
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The popular online payment service PayPal is looking for new opportunities to expand its business, the company's next step would be to offer services more typical of traditional banking, such as credit cards.
PayPal seeks to offer typical banking services
According to The Wall Street Journal, PayPal is quietly partnering with a number of small banks that can provide you with services that you lack, for example, a bank license in the United States. In this way, PayPal could handle debit cards, offering users this typical banking service, in addition to check deposits and loans to customers and small businesses.
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New PayPal services would not have a monthly fee or minimum usage balance, but users will have to pay ATM fees for using machines that are not in the PayPal network and more than 1 percent commission on any check they deposit.
Bill Ready, PayPal's chief operating officer, says the company is not seeking to replace traditional banks, but rather wants to offer banking options to customers who have not been able to take advantage of them.
PayPal currently has millions of users worldwide and its popularity continues to grow, thanks to its good buyer protection policies.
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